Specifically, credit cards and recently launched apps from Ness, Paceline and KrowdFit offer extra cash or points to spend on something like a salad, a meditation program or a pair of running shoes. And that is known from the point that “for a long time, credit card gifts that were not just refundable [at places like supermarkets and gas stations] they were just traveling, ”says Sara Rathner, a credit card specialist at NerdWallet. But with the design of these new health card gifts, you are encouraged to make health spending a regular practice, which can further enhance your health (and keep your wallet) down the line.
How? Consider the long-term benefits of immune health: When you fully address your mental and physical health — in this case, due to the financial incentives that motivate you to do so — you are less likely to get sick with. then react to the high health costs. It was this cycle of comments, in particular, that inspired the creation of the Ness program. To help ensure that consumer-related purchases continue to contribute to better health over time, Ness pays points for these uses (instead of direct cash), which can be redeemed at a variety of reputable retailers, such as Sweetgreen and Barry’s Bootcamp. . The idea? Consumption of one health breeds another and another.
“It is time for healthy behaviors to be recognized and rewarded in a meaningful way.” -Jim Miller, President and CEO of KrowdFit
Using a variety of methods, KrowdFit also doubles its benefits to enhance well-being by rewarding members with cash prizes (up to $ 5,000) when they achieve specific health wins on a connected health device. (This can be seen as sleeping for eight hours or doing activities for 30 minutes a day, for example.) your favorite coffee. , ”Says Jim Miller, president and CEO of KrowdFit. “Poor health is one of the biggest challenges our country faces, and it is time for healthy behaviors to be recognized and rewarded in a meaningful way.”
Here is a summary of 3 new credit cards and apps created about health gifts
Connecting a credit card to the Ness app allows you to start earning points for whatever medical expenses you spend on that card (at the rate of one point per dollar). What deserves to be “healthy” in this case? That could be anything that falls into Ness’s internal “health system,” which includes categories of health, nutrition, emotions, treatment, sleep and recovery.
“We have created a comprehensive (and growing) database of relevant purchases that fall into these buckets, including specific retailers,” says co-founder Ness Derek Flanzraich. (Consider: companies like Athletic Greens, Everly Well, and Gaiam.) And all of these companies have also been investigated by Ness’s internal medical team, led by Ness co-founder and chief medical officer, psychiatrist Christina Gerdes, MD . .
If you find a gap in that list and purchase an item-welfare item that does not give you any points, you can also request that the merchant be added to the database; if approved by the Ness clinical team, you will receive bonus points, and every Ness user who uses the site from there will receive points as well.
Once you start collecting those points, you will be able to redeem them with gift cards for all the same health retailers (so, ultimately, buying health products gives you cheap or free health products). In the future, those points will also come soon and go further: The Ness credit card, which will be launched later this year, will bring more gifts for health use, and the list of places you can redeem is growing rapidly as well. In addition to the best health care services and experience, it will soon include the 4,000 WellSet network of staff — which means you can even use your Ness points to see a health professional, such as a therapist, doula, or registered nutritionist .
From the beginning, a Paceline credit card does donating extra money (2.5%) for health spending in places such as theaters and gyms compared to all other uses (which gives you 1.5 percent) —but the real health benefits come when you connect a card with a monitor wearable activities. That allows you to double your cash prizes each time you reach a series of 150-minute weekly activities, to earn 5 percent cash for health expenses and 3 percent for everything else.
Don’t have a knitting suit? Paceline has partnered with Apple so that if you purchase an Apple Watch when you sign up to receive a Paceline card (which has an annual fee of $ 60), you can get weekly credit for the same hour every time you reach your transaction. Do this every week, and you will get the full value of the hour after 12 months.
Because of the focus on activities, Paceline is best suited for people who are looking for extra help when it comes to exercise, especially. And a list of dealers who are currently eligible to receive extra cash also shows the state of health, including brands such as Equinox, Peloton, Nike and Outdoor Voices. That being the case, the more often you get your weekly series, the more discounts and gift cards you will receive for other amazing Paceline partners in the healthcare industry, such as Daily Harvest, Thrive Market and Hello Bello.
Previously, KrowdFit was launched as a health-promoting incentive program, synchronized with smart phones, a portable tracking account with Calm and MyFitnessPal to test all of your health-promoting activities and reward you for those actions. When this data is entered into KrowdFit, you receive entries in cash prizes that are deducted directly from the company’s revenue.
“We offer these entries based on the efforts that members make every day to live a healthy, active life,” says Miller. For example, you would be awarded a gift of the mind, with a chance to win $ 50, each time you spent 5 minutes meditating on the Calm program (plus up to two entries per day), and you would be included in the prize stages, where you could win $ 2,500, each time when you hit 5,000 steps (and up to four entries per day).
The recently launched KrowdFit credit card promotes these benefits. It comes with a high-quality KrowdFit membership (usually $ 18 per year) and allows you to specify regular bonus entries in all prizes — which also add value as the system gets more users.
Aside from that, the card also provides 4 percent of cash for “purchases associated with health, sports, entertainment, and basically anything that supports lifestyle,” says Miller. (Like Paceline, it is very suitable for anyone looking for exercise-related benefits.) As an added bonus, you will receive an annual free paid membership to Calm or MyFitnessPal when you sign up, making it easier to connect to any account. and start working on those gift entries right away.
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